Lloyds is a well-known insurance and financial services company based in the United Kingdom. It operates primarily through Lloyd's of London, a marketplace where various insurance underwriters come together to provide coverage for a wide range of risks. Founded in the late 17th century, it has become a key player in the global insurance industry. The company is recognized for its unique structure, where members, including corporations and individuals, share risks and profits. Lloyds specializes in various types of insurance, including marine, aviation, and specialty lines, making it a vital resource for businesses seeking coverage against potential losses.