The Korea Credit Bureau (KCB) is a leading credit information agency in South Korea. It collects and analyzes credit data from various financial institutions to assess the creditworthiness of individuals and businesses. KCB plays a crucial role in the lending process by providing credit scores and reports that help lenders make informed decisions. Established in 2000, the KCB aims to promote responsible lending and borrowing practices. It operates under the supervision of the Financial Services Commission and adheres to strict privacy regulations to protect consumer information. By facilitating access to credit, KCB contributes to the overall stability of the financial system in South Korea.