A judgment creditor is a person or entity that has won a legal case and has been awarded a monetary judgment by a court. This means that the court has determined that the debtor owes them a specific amount of money. The judgment creditor can take steps to collect the debt, which may include garnishing wages or placing liens on property. Once a judgment is obtained, the judgment creditor has certain rights to enforce the payment. They can use various legal tools, such as wage garnishment or bank levies, to recover the owed amount. If the debtor fails to pay, the judgment creditor may seek further legal action to ensure compliance.