Investment programs are structured plans designed to help individuals or organizations grow their wealth over time. These programs often involve allocating funds into various assets, such as stocks, bonds, or real estate, with the goal of generating returns. They can be tailored to different risk levels and investment horizons, making them suitable for a wide range of investors. Many investment programs are offered by financial institutions, such as banks or investment firms, and may include options like mutual funds or exchange-traded funds (ETFs). Participants typically pay fees for management services, and the success of these programs depends on market performance and the chosen investment strategy.