Insurance adjusting is the process of evaluating and settling claims made by policyholders after an incident, such as an accident or natural disaster. Insurance adjusters investigate the circumstances of the claim, assess the damage, and determine the amount the insurance company should pay to the claimant. Adjusters may work for the insurance company or as independent contractors. They gather evidence, interview witnesses, and review relevant documents to ensure a fair settlement. Their goal is to balance the interests of the policyholder and the insurance company while adhering to the terms of the insurance policy.