A High Net Worth Individual (HNWI) is typically defined as a person who has liquid assets exceeding a certain threshold, often set at $1 million or more. These individuals often have significant financial resources, allowing them to invest in various opportunities, such as real estate, stocks, and private equity. HNWI status can provide access to exclusive financial services and investment opportunities, including private banking and wealth management. Financial institutions often cater to HNWIs with tailored services designed to help them grow and protect their wealth, ensuring they meet their financial goals and objectives.