The HDFC Group is a leading financial services conglomerate in India, established in 1977. It primarily focuses on providing a wide range of financial products, including housing finance, banking, insurance, and asset management. The group is known for its strong emphasis on customer service and innovative solutions tailored to meet the diverse needs of its clients. The flagship company, HDFC Ltd., was the first to receive an 'in-principle' approval from the Reserve Bank of India to set up a bank, leading to the formation of HDFC Bank in 1994. Over the years, the HDFC Group has expanded its operations and now serves millions of customers across the country, contributing significantly to India's financial landscape.