Group health insurance is a type of health coverage that is provided to a group of people, typically through an employer or an organization. This insurance plan covers medical expenses for all members of the group, making it more affordable than individual plans. The cost is usually shared between the employer and employees, which helps lower the premium for each person. These plans often offer a range of benefits, including hospital visits, preventive care, and prescription drugs. Group health insurance is beneficial because it allows members to access healthcare services at a lower cost, promoting overall health and well-being within the group.