Graduated Repayment is a student loan repayment plan designed to help borrowers manage their payments more easily. Under this plan, monthly payments start lower and gradually increase, typically every two years, over a period of 10 years. This structure allows borrowers to begin with smaller payments that may be more manageable as they start their careers. This repayment option is particularly beneficial for those who expect their income to rise over time. It can be a good choice for graduates entering fields with lower starting salaries, as it provides a way to keep payments affordable in the early years while planning for future income growth.