Fixed income investments are financial instruments that provide returns in the form of regular interest payments and the return of principal at maturity. Common examples include bonds, treasury bills, and certificates of deposit. These investments are generally considered safer than stocks, as they offer predictable income and lower risk of loss. Investors often choose fixed income investments to diversify their portfolios and reduce overall risk. They are particularly appealing to those seeking steady income, such as retirees. The performance of fixed income investments can be influenced by factors like interest rates and inflation, which can affect their value and returns.