Financial tools are resources that help individuals and businesses manage their money effectively. These tools can include budgeting apps, investment platforms, and accounting software. They assist users in tracking expenses, planning for future financial goals, and making informed investment decisions. Additionally, financial tools can encompass services like credit score monitoring and retirement planning calculators. By utilizing these tools, users can gain insights into their financial health, optimize their spending, and prepare for long-term financial stability. Overall, financial tools play a crucial role in enhancing financial literacy and decision-making.