Financial counseling is a service that helps individuals and families manage their finances more effectively. Counselors provide guidance on budgeting, saving, and debt management, aiming to improve overall financial health. They assess a client's financial situation and create personalized plans to achieve specific goals. These professionals often work with clients facing challenges such as credit card debt, student loans, or unexpected expenses. By offering education and support, financial counselors empower clients to make informed decisions, ultimately leading to greater financial stability and confidence in their money management skills.