Financial capital refers to the funds that businesses use to acquire their assets and finance their operations. It includes money, credit, and other financial resources that can be utilized for investment in various projects. Companies often seek financial capital to expand their operations, invest in new technologies, or improve their infrastructure. In the context of personal finance, financial capital can also refer to the savings and investments that individuals accumulate over time. This capital can be used for future expenses, such as buying a home or funding education. Understanding how to manage financial capital is crucial for both businesses and individuals to achieve their financial goals.