The European Payments Council (EPC) is an organization that facilitates the development and integration of payment systems across Europe. It aims to create a unified payment market by establishing common standards and frameworks for various payment methods, including SEPA (Single Euro Payments Area) transactions. The EPC brings together banks, payment service providers, and other stakeholders to promote efficient and secure payment solutions. By fostering collaboration and innovation, the council helps enhance the overall payment experience for consumers and businesses throughout the European Union and beyond.