The Emergency Rental Assistance Program (ERAP) is a federal initiative designed to help individuals and families facing financial hardships due to the COVID-19 pandemic. It provides funds to assist with rent and utility payments, ensuring that tenants can remain in their homes during difficult times. The program aims to prevent evictions and promote housing stability. Eligible applicants can receive assistance through local or state agencies that administer the program. To qualify, individuals typically need to demonstrate financial need and provide documentation of their rental situation. The funds can cover past due rent, future rent, and utility costs, helping to alleviate the burden on struggling households.