Earnings refer to the amount of money a company or individual makes after all expenses have been deducted from revenue. This figure is crucial for assessing financial performance and is often reported in financial statements. For businesses, earnings can indicate profitability and are a key factor in determining stock prices and investor interest. For individuals, earnings typically encompass wages, salaries, and other forms of income. Understanding earnings is essential for budgeting, saving, and planning for future financial goals. It can also influence tax obligations and eligibility for loans or financial aid.