Early retirement refers to the decision to stop working before the traditional retirement age, often around 65 years old. Individuals who choose this path typically aim to enjoy more leisure time, pursue personal interests, or travel. Achieving early retirement usually requires careful financial planning, including saving and investing wisely to ensure sufficient income during retirement years. Many people consider factors such as their health, lifestyle goals, and financial readiness before making this choice. Programs like FIRE (Financial Independence, Retire Early) have gained popularity, encouraging individuals to save aggressively and reduce expenses to retire significantly earlier than usual.