The Discover Network is a payment network that facilitates electronic transactions, primarily through credit and debit cards. Founded in 1985, it operates as a subsidiary of Discover Financial Services and is known for its innovative features, such as cash back rewards and no annual fees. The network allows consumers to make purchases at millions of locations worldwide. In addition to card services, the Discover Network offers various financial products, including personal loans and student loans. It also provides tools for merchants to accept payments and manage transactions efficiently. Overall, the Discover Network aims to enhance the payment experience for both consumers and businesses.