Discover Financial Services is a financial services company based in the United States, primarily known for its credit card offerings. Founded in 1985, it operates the Discover Card, which was one of the first credit cards to offer cash back rewards. The company also provides banking services, including savings accounts, loans, and online banking. In addition to credit cards, Discover Financial Services offers a range of financial products such as personal loans and student loans. The company is recognized for its customer service and has received high ratings for its user-friendly online platform and mobile app, making it accessible for consumers.