Credit card management involves effectively handling your credit card usage to maintain a healthy financial status. This includes tracking your spending, making timely payments, and understanding your credit limit. By keeping your balance low relative to your limit, you can improve your credit score and avoid high-interest charges. Another important aspect is knowing the terms of your credit card, such as interest rates and fees. Regularly reviewing your statements helps identify unauthorized charges and manage your budget. Utilizing tools like budgeting apps can also aid in monitoring your expenses and ensuring you stay within your financial means.