Commercial insurance is a type of coverage designed to protect businesses from various risks. It helps safeguard a company's assets, such as property, equipment, and inventory, against potential losses from events like fire, theft, or natural disasters. Additionally, it can cover liability claims, ensuring that a business is financially protected if someone is injured on its premises or if it causes damage to another party's property. There are different types of commercial insurance policies, including general liability insurance, property insurance, and workers' compensation insurance. Each policy addresses specific risks and needs, allowing businesses to tailor their coverage. By investing in commercial insurance, companies can focus on growth and operations without the constant worry of unexpected financial setbacks.