A Co-operative Bank is a financial institution that is owned and operated by its members, who are also its customers. These banks focus on serving the needs of their members rather than maximizing profits. Members typically have a say in the bank's operations and decisions, promoting a sense of community and shared responsibility. Co-operative Banks offer a range of services, including savings accounts, loans, and mortgages. They often prioritize local development and support for small businesses. By pooling resources, members can access financial services that might be unavailable through traditional banks, fostering economic growth within their communities.