The claims process is a series of steps that individuals follow to request compensation or benefits from an insurance company or other organizations. It typically begins with the claimant submitting a formal claim, which includes necessary documentation and evidence related to the incident or loss. This submission is then reviewed by the claims adjuster, who assesses the validity of the claim. Once the claim is evaluated, the insurance company will either approve or deny it based on the policy terms. If approved, the claimant will receive compensation as outlined in their policy. If denied, the claimant may appeal the decision or seek further clarification on the reasons for denial.