Chime is a financial technology company that offers online banking services without traditional fees. It provides users with a spending account, a savings account, and a Visa debit card, all managed through a mobile app. Customers can receive direct deposits, set up automatic savings, and access their funds easily. Founded in 2013, Chime aims to simplify banking and promote financial wellness. It does not charge monthly maintenance fees, overdraft fees, or minimum balance requirements, making it accessible for a wide range of users. The platform also offers features like early direct deposit and round-up savings to help users manage their finances effectively.