Cash Back Credit Cards are a type of credit card that rewards users with a percentage of their spending back as cash. When you make purchases using these cards, you earn a certain amount of cash back, which can typically be redeemed as a statement credit, direct deposit, or gift cards. The cash back percentage may vary based on the category of spending, such as groceries, gas, or dining. These cards often come with no annual fee, making them accessible for many consumers. However, it's important to pay off the balance in full each month to avoid interest charges, which can negate the benefits of the cash back rewards.