A cardholder is an individual who possesses a card, typically a payment card like a credit or debit card. This person is authorized to use the card for transactions, which can include purchases, withdrawals, and other financial activities. The cardholder's name is usually printed on the card, and they are responsible for managing the associated account. Cardholders must adhere to the terms and conditions set by the card issuer, which could be a bank or financial institution. They are also responsible for ensuring the security of their card and reporting any loss or theft to prevent unauthorized use.