CRED coins are a type of digital currency used within the CRED platform, which rewards users for their financial activities. Users can earn CRED coins by making timely payments on loans or credit cards, and these coins can be redeemed for various benefits, such as discounts on financial products or services. The primary goal of CRED coins is to encourage responsible financial behavior among users. By rewarding good credit habits, the platform aims to create a community of financially savvy individuals who can access exclusive offers and improve their overall financial health.