The term "CRA" can refer to the Canada Revenue Agency, which is the government agency responsible for administering tax laws for the Government of Canada and for most provinces and territories. It oversees the collection of taxes, the distribution of benefits, and the enforcement of tax compliance. The CRA also provides information and assistance to taxpayers to help them understand their obligations. Another meaning of "CRA" is Community Reinvestment Act, a U.S. law enacted in 1977 aimed at encouraging financial institutions to meet the credit needs of all communities, particularly low- and moderate-income neighborhoods. The CRA requires banks to demonstrate their commitment to serving these areas, promoting fair access to credit and financial services.