A Buy-to-Let mortgage is a type of loan specifically designed for individuals who want to purchase a property to rent it out. Unlike standard residential mortgages, these loans consider the potential rental income as a key factor in the borrowing process. This means that lenders often look at the expected rent to determine how much you can borrow. Investors typically use Buy-to-Let mortgages to generate income from rental properties. The property owner is responsible for managing the property, including maintenance and tenant relations. It's important to note that these mortgages usually require a larger deposit and may have higher interest rates compared to regular home loans.