The Bharat Interface for Money (BHIM) is a digital payment application developed by the National Payments Corporation of India (NPCI). It allows users to make instant money transfers using the Unified Payments Interface (UPI). BHIM enables users to send and receive money, check their balance, and make payments to merchants easily and securely. Launched in December 2016, BHIM aims to promote cashless transactions and financial inclusion in India. The app supports multiple languages and is designed to be user-friendly, making it accessible to a wide range of users, including those who may not be tech-savvy.