A Bear Call Spread is an options trading strategy used when an investor expects a decline in the price of an underlying asset. It involves selling a call option at a specific strike price while simultaneously buying another call option at a higher strike price. This creates a net credit to the investor's account, as the premium received from the sold call is greater than the premium paid for the bought call. The maximum profit from a Bear Call Spread occurs when the underlying asset's price is below the lower strike price at expiration. In this scenario, both call options expire worthless, allowing the investor to keep the initial premium received. However, the maximum loss is limited to the difference between the two strike prices minus the net premium received.