An ATM withdrawal is a process where a person uses an Automated Teller Machine to take out cash from their bank account. To do this, the user inserts their ATM card and enters a personal identification number (PIN). After selecting the amount of money they wish to withdraw, the machine dispenses the cash. ATMs are widely available and can be found in various locations, such as banks, shopping centers, and convenience stores. They provide a convenient way for individuals to access their funds without needing to visit a bank branch during business hours.