융자 refers to the act of lending money or providing financial support to individuals or businesses. This process typically involves a lender, such as a bank or financial institution, providing funds that the borrower agrees to repay over a specified period, often with interest. In many cases, 융자 is used to help people purchase homes, start businesses, or cover educational expenses. The terms of the 융자, including interest rates and repayment schedules, can vary widely depending on the lender and the borrower's creditworthiness.