"債券型" refers to a type of investment that involves bonds. Bonds are debt securities issued by governments or corporations to raise funds. When investors purchase bonds, they are essentially lending money to the issuer in exchange for periodic interest payments and the return of the bond's face value at maturity. This investment type is generally considered lower risk compared to stocks, making it appealing for conservative investors. The interest earned from bonds can provide a steady income stream, and they can be an essential part of a diversified investment portfolio, alongside other assets like 股票 and 基金.